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Just because I like to stir things up a bit, I present to you... Survey Madness!

Discussion in 'Games' started by EmmyMik, Jan 14, 2003.

  1. Fozzie Bear

    Fozzie Bear Active Member

    You can lower your premiums by going with the least amount of liability necessary for your laws, limit the coverages (do you need collision and comprehensive, or medical payments if you have a hospitalization insurance somewhere?). It was a great idea to have your dad added on your insurance which we do in our office a lot to decrease the premiums of customers' insurance, that and if they don't have their own prior insurance, and they drive for a business, I'll use that business insurance as prior to give them that discount.
  2. anathema

    anathema Active Member

    Minimum liability is third-party cover. The car's worth enough to justify having fully comprehensive cover, which currently comes to around £400 a year. The reason it's so high is a combination of my age, the car's engine size, and my postcode (zipcode to you). I get windscreen/glass cover in there, plus a few other odds'n'sods. Medical isn't really an issue over here, since we have the NHS. That's not saying it's a bad idea to have some extra cover, but in the event of a hospitalisation, I still wouldn't have to worry about the bill.

    I don't live in a bad area of the city, but my postcode gets lumped in with some rougher areas adjacent to me. It was actually cheaper to insure the car for the city center, where it's more at risk from some drunk wanting a wing mirror!

    And amazingly, there are still some insurers out there who don't think I'm old enough to be driving "such a powerful car"! (It's a 1.8) This is the first year my premium's been sub-£500 since I bought the car four-and-a-half years ago :-( I've been driving for more than ten years, had a full license for nine and my own car (and full no-claims bonus) for the last seven. Go figure...

    Of course, the technical term for insurance is a "sucker bet", but if it was called that, noone'd buy it... :)
  3. Fozzie Bear

    Fozzie Bear Active Member

    Does your father live in Scotland as well? You should have your agent "quote" you insurance for different addresses to see where it is cheapest, and have your vehicle rated there.

    With our customers, if I have someone who is in a bad part of town, and their sister-n-law has a house in a nearby city, I'll rate them at THAT addrss instead to get them a cheaper rate, but their bill goes there and I tell them they have to remember to pay their premiums on time. That might help get the premium down some too.
  4. anathema

    anathema Active Member

    No, he lives 200 miles to the south :) Anyway, that would be illegal - I'm the registered keeper of the vehicle, so it has to be insured to my address.
  5. Fozzie Bear

    Fozzie Bear Active Member

    It's probably different there by law. I stay 10% of the time at my mom's house in Mississippi, and so have my vehicle rated on her policy with me as main driver of my car at her house there. Plus, I have "gap insurance" which isn't offered in Tennessee.
  6. anathema

    anathema Active Member

    Yeah, very different! If I did that, the insurance would be in my father's name, and despite me being the main/only driver, I wouldn't accumulate any no-claims bonus. This is a particularly irritating thing - I wan on my dad's insurance and drove his car for two years before I bought my first one, yet that doesn't count towards the bonus :-(

    The main problem is simply that I drive what the insurer's think is a high-risk car. Complete nonsense, of course!
  7. wockawocka

    wockawocka New Member

    1. What time is it? 8:37pm

    2. Number of candles that appeared on your last birthday cake: i'm not sure, but i'm 14 years old

    3. Date that you regularly blow them out? well, my birthday is July 3rd, 1988

    4. Pets: none

    5. Eye color: brown

    6. Real/Died hair color: light brown/dark brown

    7. Piercings: none

    8. Tattoos: none

    9. How much do you love your job? i don't have a job, but school is okay

    10. Favorite color: orange

    11. Current residence: Champaign, IL

    12. Favorite food: pizza & mashed potatoes

    13. Been to Africa? nope

    14. Been toilet papering? nope

    15. Loved somebody so much it made you cry? yeah

    16. Been in a car accident? nope

    a. been hit while walking? nope
    b. been hit by a car while riding your bike? nope

    17. Croutons or bacon bit? bacon bits
    18. Sprite or 7UP? sprite

    19. Favorite movie? The Muppet Movie, A Walk to Remember, & Legally Blonde

    20. Favorite Holiday? dunno

    21. Favorite day of the week? friday, usually

    22. Favorite word or phrase: wocka wocka! heehee

    23. Favorite Restaurant: don't really have one

    24. Favorite Drink: wild cherry pepsi, dutch hot chocolate, & water

    25. Favorite sport to watch: volleyball & basketball

    26. Preferred type of ice cream: moose tracks or chocolate chip cookie dough

    27. Favorite Sesame Street Character: Big Bird (& Ernie, Bert, and Grover)

    28. Disney or Warner Bros? WB (but both are fine)

    29. Favorite Fast food restaurant: umm... i dunno

    30. When was your last hospital visit? for me? when i was born

    31. What color is your bedroom carpet? dark blue

    32. How many times did you fail your driver's test? none, i'm 14

    33. Have you ever been convicted of a crime? nope

    34. Which single store would you choose to max out your credit card? probably Wet Seal or Alloy

    35. What do you do most often when you are bored? hang out with friends, watch tv, read, listen to music, chat online, check my e-mail

    36. Most annoying thing people ask me/say to me? i can't really think of anything right now, so i guess that i look like my parents

    37. Bedtime: don't have one, but on school nights, i usually go to bed around 10

    38. Last Movie you saw: umm... Mr. Deeds

    39. Do you prefer Theater or movie: depends on the movie, sad movies at home, i like to cry alone

    40. Time when you finished this: 8:47pm
  8. wockawocka

    wockawocka New Member

    Sorry I was late!
  9. LOL!
  10. Gonzo

    Gonzo Active Member

    1. What time is it? 11:38 P.M.
    2. Number of candles that appeared on your last birthday cake: 29
    3. Date that you regularly blow them out? Quinnmas (June12)
    4. Pets: ALL DEAD
    5. Eye color: Blue
    6. Real/Dyed hair color: Dirty Blonde
    7. Piercings: None, but I would.
    8. Tattoos: None...looking for the right bar code.
    9. How much do you love your job? I'd kick it out of bed for eating cookies.
    10. Favorite color: Midnight Blue: Crayola 721D
    11. Current residence: Townhome with Melissa & Miles
    12. Favorite food: Mashed Potatoes and Graby
    13. Been to Africa? I tried, but no.
    14. Been toilet papering? Ho yeah. With Marshmallow Creme and Vienna Sausages.
    15. Loved somebody so much it made you cry? Yup
    16. Been in a car accident? Yup
    a. been hit by a car while walking? Little Bit
    b. been hit by a car while riding your bike? Little Bit
    17. Croutons or bacon bit? CROUTONS
    18. Sprite or 7UP? Cokie
    19. Favorite movie? The Empire Strikes Back
    20. Favorite Holiday? Quinnmas or Melissatine's Day or New Miles Day
    21. Favorite day of the week? Days with Melissa and Miles
    22. Favorite word or phrase: "I have a bad feeling about this."
    23. Favorite Restaurant: Cafe Rio
    24. Favorite Drink: Coca-Cola, unfortunately
    25. Favorite sport to watch: Basketball
    26. Preferred type of ice cream: Baskin-Robbins World Class Chocolate
    27. Favorite Sesame Street Character: Today? Grover.
    28. Disney or Warner Bros? WB
    29. Favorite Fast food restaurant: Wendy's
    30. When was your last hospital visit? Fall 2001 I had a vestigial tail cut out of my back. Spring 2002 I had a baby. Really, my wife did, but I visited.
    31. What color is your bedroom carpet? grey-blue
    32. How many times did you fail your driver's test? One time, Daddio.
    33. Have you ever been convicted of a crime? Yup.
    34. Which single store would you choose to max out your credit card? Target
    35. What do you do most often when you are bored? Doodle
    36. Most annoying thing people ask me/say to me? "How much money did you win?"
    37. Bedtime: 2:00 AM
    38. Last Movie you saw: "Crouching Tiger, Hidden Dragon"
    39. Do you prefer Theater or movie: Movies
    40. Time when you finished this: 11:46



    Quinnnnnnnnnnnnnnnnnnnnn
  11. You do realize you have to explain this now.
  12. Gonzo

    Gonzo Active Member

    Who do you think carjacked Kev?

    Actually, I've been convicted of a few crimes. I'm not proud about it. I have a checkered past. And if the list included the things I HAVEN'T been convicted of....well, it would get ugly. Jail time isn't any good for pretty boys like me.

    Quinnnnnnnnnnnn
  13. Crazy Harry

    Crazy Harry New Member

    Details man!
  14. Gonzo

    Gonzo Active Member

    Details are...unnecessary. The convictions were all at least ten years ago, and I don't think anyone got hurt, except for feelings and a few other things. Property damage. Mom and Dad's broken hearts. You know.

    Although I AM thinking of renewing my criminal mastermind membership to maim the neighbor boy who keeps leaving his skateboard in front of our door AND jammed a potato in the U2mobile's exhaust pipe AND drops his litter right in front of our door. The first covert action will involve that skateboard and the dumpster.

    Quinnnnnnnnnnnn
  15. He jammed a potato in your exhaust pipe!!

    LOL!!!!!
  16. Gonzo

    Gonzo Active Member

    yup. Gonna KILL that little SOB. I do think it's kinda funny that I'm the official grumpy old man...and I'm not even 30!!!!

    BTW Byron, did you catch the plug/preview/trailer for the Sleeping Beauty Platinum Edition DVD in front of Beauty & the Beast DVD?

    Can't WAIT for that, baby!

    Quinnnnnnnn
  17. Crazy Harry

    Crazy Harry New Member

    I had no idea that people did that in real life.
  18. anathema

    anathema Active Member

    Round where I live I'm more concerned that one of the local brats will decide to stick a firework up the exhaust pipe...
  19. frogboy4

    frogboy4 Inactive Member

    Ooooh. I did much worse in my misspent youth. Ever heard of the ping-pong ball in the gas tank? Won't divulge the substance you are supposed to fill it with, but it aint sugar. I just wonder why this punk is bugging a nice guy like Quinn. Now that's freaky.
  20. MM-HMM

    Me either---I saw it on Sister and Brother-in-law Byron's copy, cause BYRON Byron ain't got a B&B DVD yet.

    Iffin' it's even still freakin' available.

    Anyway, yeah, I canNOT wait---Mary Costa herself said they put a few fun things on there---or was it "funny"? One or the other.

    We talked Friday. When she told me to root for the Titans, we had our best laugh together ever so far!! :D

    *sigh*

    :)


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